Web Reference: Nov 20, 2025 · What’s the difference between 2FA and MFA (multi-factor authentication)? 2FA is a type of MFA. As the name suggests, 2FA involves two separate factors (e.g., password + hardware key), but MFA is a broader term referring to any combination of two or more factors (e.g., fingerprint + smart card + PIN). What is two-factor authentication (2FA)? Learn how 2FA protects identities with two-step verification and why businesses use it to protect their apps, resources, and data. Two-factor authentication (2FA) is a way of verifying a user’s identity by asking for exactly two pieces of proof. For example, it might require the password to an online account (the first factor) and a one-time passcode from an authenticator app (the second factor).
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