Web Reference: Sep 12, 2025 · I’ll explain what MCC codes mean for your business and credit card processing fees. This guide even covers specific MCC codes, explains how MCC codes are determined, and tells you how to find your MCC code. These codes are used for transaction categorization, tax reporting, and determining interchange fees. MCCs are particularly important for banks, payment processors, and regulatory authorities in identifying and managing different types of transactions. This manual lists MCCs, the descriptions of the codes, and the payment brand(s) for which the codes are valid. The descriptions can differ slightly between payment brands.
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