Web Reference: You can start your Canada Pension Plan (CPP) retirement pension as early as age 60 or as late as age 70. Many Canadians start CPP at 60 without calculating the break-even age. If you live past approximately 74, you would have received more total CPP by waiting until 65. How much CPP you get depends on the age you start your pension, how much and for how long you contributed, and your average earnings. In general, to get the maximum CPP,you must have contributed the maximum for at least 39/40 years between ages 18 and 65. The Canadian government is clear on what happens when you take CPP at age 60, 65, or 70. Age 6...
YouTube Excerpt: Most of the time I do not recommend taking Canada Pension Plan early. But there are some cases where it makes sense.
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