Web Reference: Discover the VA's guidelines for properties with septic systems and learn how these septic requirements impact your VA loan. The purpose of this Circular is to provide the updated VA requirements for water/sewer connection for properties which are on individual water and/or sewer systems. Mar 26, 2026 · VA requires sanitary sewage disposal and a functioning system, while lenders and local rules often require septic inspections or recent service proof. If defects are found, repair and document before funding.
YouTube Excerpt: Septic Inspections on VA Loans in Texas
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